Statement regarding debt to have a home loan software

To find out just how much you borrowed from, examine ‘Mijn schulden’ when you look at the Mijn DUO. You can find notifications regarding the obligations under ‘Mijn berichten’. These may feel printed aside. If you would like an announcement out-of loans getting home financing app otherwise taxation come back, oftentimes everything during the Mijn DUO will do.

On Netherlands, your student financial obligation otherwise lifelong reading borrowing from the bank is actually taken into consideration when calculating simply how much you could potentially acquire for a home loan. Extremely mortgage brokers hence want proof of so it – especially, the level of your amazing financial obligation. DUO enjoys assented that have loan providers as you are able to promote you to definitely facts of the entry the new notification provided at the start of your fees stage, saying simply how much you ought to pay back each month. You’ll find this notice inside the Mijn DUO, significantly less than ‘Mijn berichten’.

And therefore notification you need to submit depends upon if for example the installment phase first started. If it try in advance of 2017, then you definitely obtained the brand new notice inside January of the season in the which the cost stage been. Whether it are while in the or immediately following 2017, you obtained it 8 weeks ahead of the start of your own installment phase. Which is usually inside the Oct otherwise November. Are you presently paying off a good lifelong learning borrowing from the bank? You gotten the fresh notice during the January, adopting the end of the lifelong understanding borrowing.

When you find yourself struggling to get the notice inside the Mijn DUO, you could consult a copy having fun with the on the internet contact page. Might located which by post inside 14 days.

More costs

Have you generated volunteer extra repayments? Often, financial providers keep this in mind when figuring how much cash you normally borrow. Such, whilst enjoys faster their left monthly instalments otherwise as you enjoys removed the debt totally. Given that facts, you need the verification you gotten as we processed the volunteer commission. Or the notification saying their smaller month-to-month instalment. For people who paid off by finest, you need to found this in this 3 working days. If not, it requires up to 2 weeks.

If you need a more detailed report regarding personal debt, we are able to age-post it to you personally for the request. But this might be only you’ll be able to when you have entered a legitimate e-send address when you look at the Mijn DUO. To protect your own confidentiality, we can not e-post announcements, messages or other documents. Along with, the consult have to are from the newest age-mail target inserted during the Mijn DUO.

So you’re able to request a full statement out of debt, fool around with all of our online contact form. Dependant on your position, you’ll have the after the advice:

• your own completely new personal debt balance in the very beginning of online installment loan New Mexico the cost stage.
• your current debt balance, plus notice accrued.
• your existing rate of interest and its own age authenticity.
• the fresh levels of any additional repayments made in addition to their value dates.
• your dated and you may the fresh month-to-month instalments, and their starting dates.
• the remaining title of the obligations.
• verification off complete installment.

Annual statement to possess Dutch taxation government

Most of the time, you don’t need in order to declare the a fantastic student loans whenever submitting an income tax go back from the Netherlands. Therefore, we do not give you a yearly statement since the practical. Should you would like to know your personal debt balance, you can find they in Mijn DUO significantly less than ‘Mijn schulden’. And you will significantly less than ‘Schuldhistorie’ there was the amounts you owed to the 31 December from earlier in the day age.

Can you are now living in the latest Dutch Caribbean? While having you paid your own student financial obligation? You will found an annual declaration.

• the amount an excellent is over € step three,200 if you are unmarried or maybe more than € 6,eight hundred if you have someone, and you may
• your property when you look at the Field 3 (offers and you can financial investments) exceed brand new exemption endurance. Into the 2021 that is € 50,000 to own solitary individuals or € 100,100000 for lovers, to your resource day becoming .

It’s not necessary to state your scholar funds as the income whenever your document a tax come back. We are able to, although not, send you a trains and buses report if you like it for their statement.

Whenever you are struggling to log into Mijn DUO, have fun with our very own on the web contact form alternatively to inquire about to suit your annual report.